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October 29, 2019

More recent fraud reports reflect a decline in both fraud and misrepresentation as the lower interest rate market has continued to produce strong refinance volume, which historically has indicated a less risky environment for fraud.  Along these lines, the Mortgage Ban...

October 16, 2019

As the expiration of the GSE patch, also referred to as the QM patch, grows closer, the potential impact becomes a more frequent topic around the industry.  Having helped deliver the mortgage industry through the financial crisis by allowing the government-sponsored en...

September 18, 2019

Will the rescission of the Department of Housing and Urban Development’s Mortgagee Letter 2019-06: Down Payment Assistance and Operating in a Governmental Capacity, be the last word on restricting housing funds for DPA?  The industry doesn’t think so, besides this is n...