Mortgage Quality Control Audits

We provide an objective and competent third-party mortgage audit and mortgage compliance review that will enhance the salability of your mortgage production at a fraction of the cost of in-house quality control auditors. With Quality Mortgage Services' Quality Control Program, you get a committed QC auditing company that provides a series of services to customers such as:

• The assurance that a knowledgeable team of mortgage compliance advisors will review and audit each mortgage file
• Mortgage compliance and mortgage QC audits of agency and investor loans
• Mortgage QC auditing customized to the needs of the servicer, investor, and lender
• Alternative to an in-house expanded staff and infrastructure
• Management analytical QC reports
• The objectivity of an independent third party mortgage audit
• Flexibility on QC mortgage auditing assignments and projects

Quality Mortgage Services is a quality control solution provider. Mortgage quality control and mortgage auditing is our business. We offer specialized mortgage quality control software MARS (Mortgage Analysis Review Software) and AMS (Appraisal Management Software) that assists QC managers in areas such as...

REGULATORY COMPLIANCE REVIEW - MORTGAGE QUALITY CONTROL AUDITS

LOAN SERVICING QUALITY CONTROL - UNDERWRITING GRADING AND ANALYTICS

MORTGAGE LOAN DEFECT COMPARE AND CONTRAST REPORTING - AND MORE!

We can even customize a specific mortgage QC program just for you.

Mortgage Servicing QC

Mortgage Servicing and an effective mortgage servicing QC solution is imperative in today's mortgage banking world. Servicing has never been under such scrutiny in the past. Allow a creditable company such as Quality Mortgage Services to provide routine mortgage servicing QC routinely. Mortgage servicing QC reports are available via the MARS portal and fulfill your quality control program from mortgage QC from the production side all the way to servicing in one spot in the MARS portal.

Due Diligence

The due diligence mortgage audit analysis teams are familiar with all aspects of mortgage underwriting and collateral valuations for the related sale or securitization of residential mortgage loans. In addition to our seasoned QC auditors, we maintain a large network of experienced quality control contractor auditors located throughout the U.S. Our post closing due diligence reports provide mortgage investors and insurers the confidence of the purchase mortgage loan pools. We can travel on location or we can access electronically stored files remotely. Our mortgage auditing software, MARS, is capable of magnetic tape uploads for large loan volumes.

Appraisal Management

Quality Mortgage Services have joined technologies from Mortgage Analysis Review Software (MARS) and Appraisal Management Software (AMS) in order to bring appraisal management and appraisal compliance quality control to full term by providing appraisal compliance and quality control reports for investors and agencies.

What makes Quality Mortgage Services' appraisal management and its QC reports different from others is that the appraisal review is evaluated with the Appraisal Defect Detection and Protection (ADDP) total appraisal package review and risk evaluation producing a report that underwriters and QC managers need for identifying mortgage fraud, misrepresentation and appraisal defects.

Appraisal Management QC Plan

Engage Quality Mortgage Services as your appraisal management company or provide you with software to manage your own appraisals so that you receive proper appraisal quality control to insure interagency compliance. QMS performs interagency agency QC reviews on it appraisals as set forth by Dodd-Frank. QMS performs ADDP (Appraisal Defect Detection and Prevention) on 100% of the appraisals as required by the final interagency ruling. The ADDP review meets all the interagency requirements of Dodd-Frank.

Multifamily Quality Control

Multifamily and commercial lending is moving into a world of compliance similar to the residential. If a 90-page multifamily quality control plan is more than you have time for, let QMS do it for you. If you think the Multifamily QC Plan is too much on your plate, imagine having to perform the multifamily QC audit reviews and multifamily QC servicing reviews on these loans. Quality mortgage Services is a way for you to task these routine items that routinely need to be performed to a QC solution provider.

Mortgage Company Quality Control Plan

This all-inclusive mortgage QC Plan takes the agencies and federal regulations that affect mortgage lending and condenses them into a clear, comprehensive, step-by-step resource for a mortgage Quality Control Plans. Your mortgage QC Plan will be customized exclusively for your enterprise, but will allow for future expansion into different areas and agencies without the need for additional Mortgage QC Plans. Many lender and correspondents turn to Quality Mortgage Services for preparing a written Quality Control Plan for mortgage investors or agencies.

MARS (Mortgage Analysis Review Software)

MARS is a proprietary web-based mortgage auditing software program that maintains and tracks the mortgage audit and provides mortgage quality control reports on mortgage audits. MARS is available for lease for in-house mortgage compliance departments. MARS is hosted on the servers at Quality Mortgage Services where the data is maintain and managed in a safe and secure environment.