Quality Mortgage Services is a Complete Mortgage Loan Review Solution

Quality Mortgage Services is recognized as a mortgage audit service provider in mortgage quality control procedures, mortgage loan audits, and mortgage compliance solutions. Quality Mortgage Services has the experience and a broad knowledge base which comes from twenty years in the industry. Quality Mortgage Services is a full service mortgage compliance solution provider that provides mortgage loan analysis results. Our reputation has been recognized by federal and state housing agencies and authorities. We can perform custom mortgage quality control audits on any production volume with effective mortgage auditing and mortgage due diligence. We provide a wide variety of mortgage quality control and mortgage compliance services, including:

Mortgage Loan Audits Early Payment Default Audits Appraisal Defect Detection and Prevention Multifamily Audits and QC Plans Appraisal Compliance Solutions Appraisal Management Software Mortgage Due Diligence Mortgage Quality Control Plans Mortgage Repurchase Defense Mortgage Servicing QC MERS® Compliance Reviews and QC Plans

ADDP - Appraisal Defect Detection & Prevention ADDP is 100% compliant with the Final Interagency Guidelines mandated by Dodd-Frank. ADDP is a 70% saving in underwriting of appraisals, prevents multiple appraisal orders, and helps in the defense and prevention of defective appraisals. Users of ADDP should be  AMCs, underwriters, lenders, and QC staff. Learn more about it here.

The QC mortgage auditing professionals at Quality Mortgage Services, LLC are ready to QC mortgage loan servicing functions and provide mortgage quality control so that your organization can have the best mortgage loan analysis reports. Quality Mortgage Services will ensure your organization continues mortgage compliance and current updating Quality Control Plans on all relevant governmental regulations, from the mortgage procedures from the agencies. QMS will perform mortgage audits and regulatory reviews of mortgage banking for you and provide mortgage analysis to strengthen your mortgage QC and reduce mortgage buy backs and other costly litigation.

Working with Quality Mortgage Services offers two key advantages over in-house mortgage auditing: effectiveness and objectivity. Because we are a mortgage QC Company, we can ensure that our mortgage fraud detection efforts will be rigorous and unbiased by the use of mortgage quality control procedures and due diligence audit reviews at the loan servicing and loss-mitigation levels.

Mortgage Quality Control and Mortgage Audits

Getting loan quality right is a necessity. Loan repurchase request and loss-mitigation have increased in the past three years. The LQI initiative has increased the lender's responsibilities in the originating, underwriting and closing areas as well as the demands involving mortgage servicing and loss-mitigation. Let us help you identify and implement policy, process, and technology enhancements to improve compliance with underwriting and eligibility guidelines in order to mitigate repurchase requests as well test the mortgage servicing pool for compliance.

MERS® has a 100% out source QC requirement for general members and QMS has MARS where the MERS® reviews can be performed and management reports can be provided.

The seasoned professionals at QMS understand how to conduct a mortgage loan audit, perform mortgage due diligence to include mortgage servicing QC, and provide the tools for mortgage analysis. Of course, QMS can assist in your mortgage quality control program in a number of other ways, including custom loan QC analysis reports and data summaries as well as special servicing audit reviews. Explore the many QC mortgage solutions provided by QMS to truly understand how your company can benefit from their mortgage loan audit services.